Jumbo Loan Programs


A jumbo loan program is a home loan that exceeds the conforming loan limits that have been established by regulations. For a majority of the United States the limit is $417,000 and in higher cost areas is typically $625,000. The process for a jumbo loan compared to a conforming mortgage loan is very similar though sometimes require 2 appraisals instead of one. Jumbo loan program generally require higher down payments, and a FICO credit score of 700 or higher.


Suppose a jumbo loan program is not an option for the homebuyers. In that case, this can become very difficult to purchase a home by getting multiple loans and saving cash to clear the payments. A jumbo loan made it easier to consolidate home financing under a single loan. The jumbo loan program is beneficial for those looking for a nice home that is relatively more expensive than usual. Perhaps, this is the main reason why the jumbo loan program is offered. Borrowers who qualify for the jumbo loan get hefty finance than is typically allowed by other investment programs. Jumbo loan program offers flexibility in loan terms. For instance, you can go for the 30 years fixed-rate mortgage or the adjustable-rate for the loan period.

Jumbo Loan Program

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    These are the Jumbo Loan Products that United Mortgage Plus offers:
    Jumbo Elite 
    • Get the pricing and turn times you deserve. Jumbo Elite loans not only offer competitive pricing, but they also allow you to close in an impressive 25 days or less.
    • Loan amounts up to $2 million
    • Exclusive rate incentives for borrowers with 740+ FICO
    • Eligible for primary and second homes
    • ARM and fixed-rate options available
    • Same-day closings with UClose

    The only true Jumbo loan that is easy to close! Among the most competitive 30-year fixed rates in the industry, We offers incentives on all purchase transactions. From primary homes to investment properties, We provides jumbo loans with clear, hassle-free guidelines.

    • Eligible for primary, secondary and investment properties
    • FICOs as low as 700
    • Loan amounts up to $2.5 million
    • Fixed rate and ARM loans available
    Liberty Jumbo Program
    • 95% LTV up to $1.5 million, no MI
    • 90% LTV up to $2.5 million, no MI
    • 80% LTV up to $2 million Alt Doc
    • 70% LTV up to $2 million with 600 FICO
    • DTI 50% with 80% LTV
    • 2nd Liens with 95% LTV up to $1.5 million
    Interest Only

    Save up to hundreds of dollars each month by taking advantage of a low, flexible payment option.

    • Loan amounts from $250,000 – $2,000,000
    • 5/1 ARM with a 2/2/5 cap
    • 42% maximum DTI
    • 720+ FICO
    • Deferred principal for the initial 10 year interest only period

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